
API Features

The API has two proven applications:

Verify Mobile Ownership
The SIM card linked to your phone number is your unique identifier within the mobile network. This unique identity is independent of the device or mobile operating system. Our Mobile ID Authentication API verifies ownership of your SIM in real-time.
Key Benefits
- Unrivalled customer authentication experience
- PSD2 compliant for authenticating possession
- Mitigates against mobile identity theft
- Validate customers without One Time Passwords
- Secures SMS codes for two-factor authentication
Current Applications
- Securely binds a mobile app to a device
- Authenticates customers who are not using an app
- Ensures SMS codes comply with authentication regulations
- Replaces hard tokens for verifying customers
- Reduce authentication queries to customer agents

Account Takeover Protection
Phone numbers are the modern way to authenticate your customer’s identity. Our Account Takeover Protection (ATP) service is designed to mitigate mobile identity fraud by alerting companies in real-time of potential fraudulent account takeovers.
Key Benefits
- Improves efficiency for detecting and preventing fraud
- Reduces false-positive rates for fraud alerts
- Enhances trust scores when verifying transactions
- Monitors for fraud across omnichannel communications
Current Applications
- Enables secure retrieval of forgotten login credentials
- Monitors for SIM swap fraud
- Helps identify fraudulent credit card payments
- Connects suspicious transactions with account takeovers

Trusted by market leaders

SIM authentication API is utilised by some of the largest financial institutions in Ireland and the UK. We process over 200 million transactions per year across 100 financial institutions






Modern Authentication
